Cook the Beef
Heat a large skillet over medium heat. Add ground beef, cook until browned, and break it up with a spoon.
Stir in the chopped onion and cook for 2–3 minutes until softened. Drain any excess fat.
Season the Filling
Add chili powder, cumin, garlic powder, salt, and pepper to the beef mixture. Stir until evenly coated with the spices.
Assemble the Wraps
Lay the tortillas on a flat surface. Spoon the seasoned beef mixture onto the center of each tortilla.
Sprinkle shredded cheddar and mozzarella cheese over the beef.
Fold the Wraps
Fold in the sides of the tortilla, then roll it up tightly from the bottom to form a secure wrap.
Toast the Wraps
Heat a non-stick skillet over medium heat. Place the wraps seam-side down in the skillet and cook for 2–3 minutes per side until the tortillas are golden and crispy and the cheese is melted.
Serve
Remove the wraps from the skillet and garnish with fresh cilantro, salsa, or any desired toppings. Serve warm.